About Geltzo
Building the future of fintech through strategic execution and innovation.
Who We Are
Geltzo is a strategic fintech consultancy founded by Gaurav Sarin, an entrepreneurial business leader with deep expertise across fintech, SaaS, digital ventures, and global markets. From launching SME lending at Monzo to scaling Dojo's £400M lending book, Geltzo helps businesses build, scale, and refine their fintech products, commercial strategy, and partnerships.
Meet the Founder

Gaurav Sarin
Founder & Fintech Strategist
A fintech entrepreneur and product leader, Gaurav has spent 25+ years shaping the future of digital finance. His expertise spans launching scalable financial products, structuring high-impact commercial partnerships, and driving multi-market expansion across fintech, SaaS, and embedded finance.
Global Fintech Leadership
In the UK & Europe
- 🚀Monzo Bank: Launched Monzo's first SME lending product, taking it from concept to MVP in under 6 months.
- 📈Dojo: Scaled SME lending portfolio from £170M to £400M in just one year.
- 💡Liberis: Driving strategic partnerships to increase deal originations and increased penetration of embedded finance solutions.
In India
- 🏆Times Internet: Led multiple fintech ventures including Times Card, which facilitated $3B+ annual transactions for 6M+ users.
- 🏏CricPlay: Founded India's largest fantasy cricket platform, reaching millions of sports fans.
- 📊Earn Talktime: Built an ad-funded mobile wallet with 17M users, generating $12M in annual revenue.
- 🔍Regulatory Impact: Worked closely with Indian policymakers and regulators, fantasy sports frameworks, and SME credit policies.
Industry & Personal Recognition
- 🏆Excellence in Business Leadership Award – ET Now Star Awards
- 🏅Most Admired Entrepreneur – Global Marketing Excellence Awards
- 🏅Best Co-Brand Credit Card – Digital Marketing Excellence Awards (Times Card)
- 🏅Best Gaming App – InkSpell's Digital Summit (CricPlay)